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Help! I think I've been a victim of Identity Theft!
If you think you've been a victim, there are some immediate steps you should take to minimize the hassle you might face, to secure your accounts, and to minimize your personal liability.
First, notify your bank that you think your accounts may have been compromised. Explain your situation to a Personal Banker, and they will help you create new accounts to replace ones that may be exposed.
Next, notify the police to file a report. You may need a copy of the police report to submit to various agencies showing that you have been a victim of fraud.
Notify the three Credit Reporting agencies. They can help you put a notice on your credit report, making it easier for authorities to find the individuals responsible for the fraud, as well as protecting you from further credit fraud.
Then, file a record with the Federal Trade Commission (FTC). The FTC gathers information on Identity Theft, and maintains a database on identity theft cases.
Resources
Online Resources
Federal Deposit Insurance Corporation
www.fdic.gov
FDIC Consumer Protection
http://www.fdic.gov/consumers
Federal Reserve System
www.federalreserve.gov
Office of the Comptroller of the Currency
www.occ.treas.gov
Federal Trade Commission
www.ftc.gov
Anti-Virus Resources
McAfee Anti-virus
www.mcafee.com
Norton Anti-virus (by Symantec)
www.symantec.com
Identity Theft Tips
Federal Trade Commission
www.ftc.gov/bcp/edu/microsites/idtheft
Information Computer Threats
Department of Homeland Security
www.us-cert.gov
Credit Report Information
Equifax
www.equifax.com
Experian
www.experian.com
Trans Union
www.transunion.com
Additional Resources
FBI
www.fbi.gov/scams-safety/fraud/fraud
FakeChecks.org
www.fakechecks.org
BankersOnline
www.bankersonline.com
Trend Micro Site Safety Center
http://global.sitesafety.trendmicro.com


