About Citizens

Our Story...A History Older than oklahoma

Before there was an Oklahoma, there was Citizens Bank of Edmond, which opened for business at 102 S. Broadway on April 18, 1901. In the beginning, it was known as Citizens National Bank and it served a population of just 1,000 residents in Edmond, Oklahoma – roughly 1/90th of this friendly suburban city’s current population.
“Edmond was only 14 years old when the bank opened its doors,” said Jill Castilla, president and CEO of Citizens Bank of Edmond. “So, it’s no understatement to say we grew up with this city, and as we achieved success, so did Edmond.”
In 1914, Citizens National Bank merged with Farmers State Bank and built a new location at 1 E. 1st, a corner that has served as this community bank’s home turf ever since. The original location is now on the National Register of Historic Places, and Citizens Bank of Edmond’s President and CEO, Jill Castilla, is the fourth generation of her family to hold leadership positions with the bank.
"My stepfather is part of the bloodline, so I get to join as part of this tradition," Castilla said. Randy Granzow’s grandfather, H.W. Granzow, came to Edmond from Iowa as a pioneering citizen of the town. To make himself feel at home, he brought his carpenter with him from Iowa to painstakingly recreate his old home. His son, Gordon Granzow, was a true “people person” who sat in the lobby at Citizens Bank of Edmond and personally greeted customers. There are many stories about Gordon Granzow personally issuing what Castilla calls “character loans,” just because he knew and trusted the people walking through the door.
It is her step-grandfather’s spirit that embodies Citizens Bank of Edmond’s community-minded sensibility.
“First and foremost, we are here for Edmond,” Castilla said. “We do what we do for simple, straightforward reasons: we want to see our neighbors prosper, and we want to see local businesses succeed. This will never change.”
Today, Citizens Bank of Edmond is a $252 million-asset bank with a rock-solid foundation, having weathered the 2009 financial crisis and moved strongly into its current state of solvency and prosperity. To honor its ties with Edmond’s history, Citizens Bank is painstakingly renovating the Parsons Jewelry building adjacent to its headquarters, restoring metal ceilings and original tiles. This expansion will put all employees at Citizens Bank on the ground floor, just like Gordon Granzow, ready to serve Edmond well into the future.
“We’ve been around for 116 years,” Castilla said. “My hope and dream is for Citizens Bank of Edmond to still be around, serving my great-grandchildren, 116 years from now.”

Board of Directors


Board of Directors


Publisher, Edmond Life & Leisure

Jill Castilla, VICE CHAIRMAN

President & CEO, Citizens Bank of Edmond

David Hornbeek

Principal, Hornbeek Blatt Architects

David Penland

President, United Acoustics


President, Thompson Educational Furnishings


Past President, University of Central Oklahoma

Avilla Williams

President, INTEGRIS Health Edmond


Owner, McCalls Clothing Store


Jill Castilla

President & CEO
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Jill Castilla

Jill Castilla leads Citizens Bank of Edmond as its President and CEO and as Chairwoman of its bank holding company. She leads community bank innovation through development of ATM customer interaction products, branch lobby design and customer outreach methods.

As an industry leader and active community member, Jill serves on the Board of Directors of American Bankers Association, SMU’s Southwest Graduate School of Banking, MetaFund, a community development financial institution, Edmond Chamber of Commerce and the YMCA of Greater Oklahoma City. She is the visionary behind "Heard on Hurd,” Citizens Bank of Edmond’s community building event that draws more than 25,000 attendees to the monthly bank celebration.

Jill has been named "Community Banker of the Year" by American Banker, "Most Innovative CEOs in Banking" by Bank Innovation, "Most Admired CEOs in Oklahoma" by The Journal Record, "Most Powerful Women in Banking-Women to Watch" by American Banker and "Business Leader of the Year" by Oklahoma Christian University.

Jill leads social media in the financial industry and is a frequent keynote speaker on leadership, banking and technology. Jill holds a Master's degree in economics from the University of Oklahoma, a Bachelor's degree in finance from Hawaii Pacific University and is a graduate of the University of Wisconsin's Graduate School of Banking. She is an Army vet, an Army wife and an Army mom.


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