Business Loans


Citizens Bank of Edmond is interested in the development of our business community. We believe in relationship banking and are committed to your personal and business success. Our dedicated team of commercial lenders has the experience, knowledge, and resources to help your business grow.

Citizens Bank of Edmond is large enough to be your business banking partner by offering the products and services you need, yet small enough to be flexible and responsive.


Citizens Bank offers long term financing for your business or investment property. We can help you finance the purchase of a new or existing commercial building or the construction of a new office or building. We can also look at refinancing your existing commercial property.

These loans offer competitive interest rates and fees with an amortization schedule that works for your personal business situation.


Term loans are often necessary to manage business growth. We offer competitive priced loans to finance equipment purchases, business expansion, enhancements of existing facilities or other capital requirements.

Our lenders will take the time to find a financing solution that will help your business grow and succeed in today's competitive marketplace.


We offer construction loans at competitive rates, perfect for constructing a new office or building. Please contact us for more information.


We offer a revolving line of credit for short-term business expenses to help balance the cash fluctuations that many businesses experience. Once established, a line of credit offers flexibility and convenience that allows you to efficiently run your business every day. The line of credit might be used to purchase inventory, take advantage of vendor discounts or assist with other unexpected short-term cash needs.

Making advances to your line of credit is simple. Call or email our business loan officers to discuss a line of credit.

Andrew Haralson

Senior VP Commercial Loan Officer
(405) 715-5142

Ralph Fredrickson
SVP Commercial Loan Officer
(405) 715-5131

NMLS: #1041146


Matthew Scantlin

Midtown Division Manager

(405) 715-5122

NMLS: #1175001


Kimberly Preston

SBA Lending Manager


Jill Castilla
Jill Castilla

President & CEO

NMLS # 930669

Click here to learn about our Customer Identification Program.

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