You open an email that seems to be from your bank. It warns you that you must follow a webpage link and update your personal information, or your account may be closed. You click on the link, and it looks like your bank's website. Feeling confident, you enter your information...
Unfortunately, in doing this you might have become a victim of identity theft or fraud. You would not be alone. Nine million Americans have their identities stolen EACH year, according to the Federal Trade Commission. Victims often must spend their own money and time to clear up their credit reports and restore their good name.
Citizens Bank of Edmond wants to help you avoid this danger. There are steps you can take that may reduce your chances of becoming a victim of identity theft or fraud. Click on the links below to learn more about some of the threats and steps you can take to protect yourself.
There are many types of fraud in which thieves may 'steal' your money other than just physical theft:
Involves scams in which you are tricked into accepting a fraudulent check but the actual proceeds are obtained by the thief and you are left with a monetary loss.
Occurs when a thief obtains your identity (by using your name, SSN, and other personal information) to take over or apply for additional credit and/or bank accounts under your name leaving you in a possible financial burden.
DEBIT/ CREDIT CARD FRAUD
Occurs when a thief obtains your actual debit/credit card or the information on the card to create another card and uses it against actual funds in your account.
Occurs when a thief tricks you into giving them your account information, usually through email or phone, which may eventually lead to Identity Theft and a monetary loss.